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Cabinet legislation to extend HBFI loans to sites without planning permission

Tuesday 27 October 2026

Legislation will be brought before Cabinet to expand Home Building Finance Ireland, allowing home-building loans for projects without planning permission.

Legislation will be brought before Cabinet to extend State home-building loans to developments that do not hold planning permission.

Tánaiste Simon Harris is due to present proposals to Cabinet to expand the remit of Home Building Finance Ireland (HBFI), according to reporting by the Irish Independent.

The planned legislative changes will broaden the State lending body's scope, allowing loans for home builders to cover schemes prior to securing planning permission.

Full legislative text, lending criteria, and operational timelines have not yet been published, with further specifics dependent on Cabinet consideration.

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