Help-to-Build in Ireland 2026 — €30,000 Toward the Deposit, Income Caps, and How to Apply
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Help-to-Build (April 2025): €30,000 toward the deposit, up to €300k site+build. Income cap €75k single / €85k joint.
Help-to-Build (April 2025 scheme): €30,000 toward the deposit, capped at 10% of the construction cost or €300,000 site+build value, whichever is lower. Income cap: €75,000 single applicant, €85,000 joint. Property price cap: €500,000 in the Rest of the State, €475,000 in the Local Authority Affordable Purchase scheme. The grant is paid as a deposit toward the build, not as a reimbursement. Apply via the local authority. Subject to the scheme being open; check with your local authority before assuming eligibility. Most Irish first-time self-builders apply for Help-to-Build if they meet the income and property caps — €30,000 is a real contribution to the deposit.
TL;DR
Help-to-Build (April 2025 scheme): €30,000 toward the deposit, capped at 10% of the construction cost or €300,000 site+build value, whichever is lower.
Income cap: €75,000 single applicant, €85,000 joint. Property price cap: €500,000 in the Rest of the State, €475,000 in the Local Authority Affordable Purchase scheme.
Apply via the local authority. Subject to the scheme being open; check with your local authority before assuming eligibility.
When this matters most
You're applying for Help-to-Build.
When this doesn't apply
You've already received the grant.
Frequently asked questions
How much is the Help-to-Build grant?
€30,000 toward the deposit, capped at 10% of the construction cost or €300,000 site+build value, whichever is lower. Since April 2025.
What is the income cap for Help-to-Build?
€75,000 single applicant, €85,000 joint. Property price cap: €500,000 in the Rest of the State, €475,000 in the Local Authority Affordable Purchase scheme.
How do I apply for Help-to-Build?
Apply via your local authority. The grant is paid as a deposit toward the build. Subject to the scheme being open; check with the local authority before assuming eligibility.
Sources
Government of Ireland, Help-to-Build scheme. https://www.gov.ie/help-to-buy/
Frequently asked questions
How much is the Help-to-Build grant?
€30,000 toward the deposit, capped at 10% of the construction cost or €300,000 site+build value, whichever is lower. Since April 2025.
What is the income cap for Help-to-Build?
€75,000 single applicant, €85,000 joint. Property price cap: €500,000 in the Rest of the State, €475,000 in the Local Authority Affordable Purchase scheme.
How do I apply for Help-to-Build?
Apply via your local authority. The grant is paid as a deposit toward the build. Subject to the scheme being open; check with the local authority before assuming eligibility.
When this matters most
You're applying for Help-to-Build.
When this doesn't apply
You've already received the grant.
Where to go next
Watch out for
Common mistakes, hidden costs, gotchas.